We offer two ways to work with us.
If you want a Financial Plan, we charge a fee for the time, expertise and work involved in understanding your full financial position, preparing projections and developing your plan.
If you need advice on a specific pension, investment or protection product, we may receive commission from the product provider when the recommended product is put in place.
Your initial consultation and information gathering are free. Once we understand your circumstances and the work involved, we will explain your options and any costs or commission that may apply. You can then decide how you would like to proceed.
You don’t need to decide before speaking to us.
Your initial consultation and information gathering are free. Once we understand your circumstances and what you need help with, we’ll explain the options available, the work involved and how we would be paid.
You can then decide whether you would like to proceed with Financial Planning, product-based advice, or a combination of both.
Mary and Joe are both 40 years old with a young family, a mortgage and savings in the bank. They’re unsure whether they should invest their savings, increase their mortgage repayments or contribute more towards their pensions.
Although their circumstances remain the same, the level of advice they receive depends on the service they choose.
